How to Save Money on Your Car Insurance?

 Buying car insurance has become a must, these days. It is recommended to get car insurance that provides decent coverage at a lucrative price. Are you looking for car insurance that doesn’t burn a hole in your pocket? We are pleased to inform you that your search ends here. Today, the best car becho online platform - Car Kharido Becho 24 will be telling you everything you need to know on saving big on your car insurance. So, without any further ado, let’s start reading.

• You can save an exorbitant amount when buying a new vehicle.

Buying fresh car insurance offers a chance for you to get a cheap policy with sufficient coverage. In this case, since your vehicle is brand new you will get more benefits as compared to an old one. As you know, the NCB is offered only for the first five years of buying a new vehicle. This is a long but continuous way of saving on motor car insurance. Buying a Comprehensive Auto Insurance Policy is also a good idea at this point. It will slightly increase the premium amount but will offer extensive coverage for your brand-new vehicle.

• Going for a TP can be expensive in the long run.

Third-party insurance is inexpensive but it doesn’t serve the purpose of insuring your car as it doesn’t cover the cost of repairing damages to your car. On the other hand, as aforementioned, a Comprehensive Car Insurance plan gives you all-around protection. It is more expensive than the basic policy but acts as a financial safety net in case your car gets damaged. The cost of repairing your damaged car will be way more than what you will spend on purchasing a Comprehensive Car Insurance plan. 

• Save big on getting your car insurance renewed.

When it comes to renewal, you have a golden opportunity to save big by making adjustments to the coverage. This is the time when you can mend past blunders.

• Opt for added financial security in the long run.

Add-ons are extra car insurance covers designed for additional financial security. People can go overboard while choosing add-ons resulting in unnecessary coverage and an increased insurance premium. These don’t impulse purchases that you make while shopping. To think of it, you might not even need an add-on. But be particular when choosing the add-ons. Opt for only the ones you need.

• Wish to sell your vehicle? Do it pre-renewal.

If you plan to sell your vehicle, consider selling it when the insurance renewal is due. As you will not remain the owner for long, buying the most basic coverage makes sense. Having Third-party (TP) motor insurance is mandatory by law in India. Cover your vehicle with a TP policy while selling it and transfer the insurance to the new buyer.

• How about saving some money post-claims?

Fortunately, in India, even if your vehicle is considered a ‘total loss’, you get to buy a brand-new policy for a new vehicle. The premium amount will depend on the make and model of the vehicle irrespective of your claiming history.

• With decreased or no car usage, you can save money.

Say you got a new job and the office is located in the vicinity of a railway/metro station. Commuting is way easier now and you don’t need to take your vehicle to your new workplace. Your auto insurance policy should reflect this reduced usage. Add-ons like Roadside Assistance or NCB Protection can now be removed, as the chances of you raising a claim becomes less due to less usage.

Car Kharido Beccho 24 knows that buying cheap motor insurance is not rocket science. By using simple online tools like comparisons and car insurance premium calculators while buying or renewing the policy, you can easily get the cheapest product available. These tools are at your disposal all the time. A cheap policy is not necessarily the worst if you choose the right coverage. Reach out to the best car becho online platform at https://carkharidobecho24.com/ and get your car insurance now because the right time to buy reasonable car insurance is, always.